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Rideshare and Insurance

One of the most common questions I get asked is, “Whose insurance pays if I get in a wreck in an Uber?” When rideshare services like Uber and Lyft first began operating in Georgia they were in a legal grey area. A car wreck involving a rideshare driver involved a mess of conflicting insurance coverage and was very case specific. But in 2015 the Georgia legislature passed laws legalizing rideshare companies and creating mandatory insurance laws for the industry.

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Robert Cairns
Auto Insurance in Georgia

If you own a car in Georgia it is important to know the minimum insurance requirements and the different types of insurance available to you. This blog post will go over the major types of insurance and answer some common questions about car insurance.

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Robert Cairns
Things Adjuster's Say: You didn't go to the ER

One of the most common ways an insurance adjuster will try to discredit your injuries is to claim that if you were really hurt your would have gone to the ER. This is a bad habit that carries over to the attorneys insurance companies hire to defend their clients in court. In my experience, this argument falls on deaf ears and can be turned around to show the court how absurd the defense is being.  

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Lost Wages: How can I pay the bills

Being involved in a car wreck can upset your life and the life of your family. Often you will find yourself missing work to go to the doctor, get your car fixed, or care for injured family members. If you had to miss work because of an automobile wreck you are able to recover lost wages. 

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DamagesRobert Cairns
Medical Damages: The Doctor Will See You Now

While a car is a machine that can be replaced a human body is much more fickle. The injuries you may suffer from an automobile wreck can be wide ranging and can linger for months or even years after. As time goes on mounting medical bills and physical injury can drain your bank account and put ever greater stress on you and your family. 

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DamagesRobert Cairns